Most insurers react at renewal. By then, the customer is already shopping.
BrightCat lets you act earlier.
PreMover data identifying households preparing to move and change coverage across the Canadian property market.
Policy changes are triggered by renewals, claims, and inbound updates. But the biggest trigger is a move: and you only see it after it happens.
By that point: the customer is already shopping, the risk profile has shifted, and you're competing on price.
A property listing signals a change in residence, a change in risk profile, and a new policy opportunity.
A property listing is the earliest confirmed signal of a change in household risk.
In data terms, a property listing is the first confirmed indicator of an upcoming change in policyholder risk exposure.
Used to acquire and retain insurance customers across the Canadian property market.
Used by telecoms, insurers, and financial institutions across Canada.
Three BrightCat products power the insurance acquisition and risk lifecycle.
Insurance teams use AI to detect risk changes, trigger outreach, and adjust policies as signals appear.
Updated weekly to reflect current market activity.
Most insurers react late, compete on price, and lose visibility into early change.
The advantage is timing: not pricing.
Most insurers compete after risk has already changed. By then, the customer has already quoted elsewhere.
Still have questions? Talk to our team.
Request a sample of PreMover data: and see the window for yourself.